I want to invest €200k in this pre-seed startup. Using a convertible with a discount. What is the discount?

Your discount should be 38%.

Ready to calculate your convertible’s discount?

  1. Get the Excel. It’s free
  2. Decide on how much money the startup needs to achieve its first milestone
  3. Set your target ownership after the first priced round
  4. Forecast how much investment the startup needs to get to its second milestone
  5. Estimate the pre-money valuation for the first priced round

To simplify, ignore the interest on the convertible.

And assume the convertible uses the percentage-ownership conversion method.